At Hilb Group, we know that running a business isn’t just about making a living. It’s about creating something meaningful—for your family, your employees, and your community.
That’s why we approach insurance and risk management differently. We don’t just work with business owners; we work for you. We know what it’s like to risk everything to build something great, and we’re here to help protect what matters most.
Explore Coverage with a Personal Touch.
"*" indicates required fields
Comprehensive Insurance Solutions for Your Business and Your Personal Life
Here’s a look at what we offer to manage your risks effectively. Select the area of your life you want to protect below to learn more.
Business Insurance & Risk Management
Commercial Insurance | Employee Benefits | HR Consulting
Our Strength in Numbers
Founded
Top 20 Brokerage
2400+ Employees
185+ Branches
50 States Served
Comprehensive Business Insurance Solutions
Commercial Insurance
As a trusted advisor and leader in business insurance, we specialize in providing comprehensive Property and Casualty coverage tailored to meet your needs. Partnering with top insurance carriers, we help ensure that your business—no matter its size—receives the most cost-effective and reliable protection available.
Commercial Property: Safeguard your physical assets, from buildings to equipment, with tailored protection. With our comprehensive coverage, you can have peace of mind knowing your business is secure against commercial property losses and liability claims.
Commercial Auto: Whether your business fleet consists of a single vehicle or dozens of cars, trucks and vans, we’ll find the business auto insurance that will keep you and your employees on the road—and your costs under control. We also offer coverage for employee-owned vehicles and rental cars, auto liability, uninsured motorist coverage, comprehensive coverage and collision coverage.
Business Interruption: If you experience an unfortunate event, such as a fire or natural disaster, and are forced to relocate or even close, Business Interruption insurance, also known as Business Income insurance, will replace business lost and protect you from loss of income.
Commercial Liability coverage: Even the most reputable businesses risk facing lawsuits. Business liability insurance protects your assets and serves as a first line of defense against common claims. The right policy lets your business keep operating if faced with real or fraudulent claims of negligence or wrongdoing. Covered claims include bodily injury, property damage, advertising injury, medical payments, and more.
Workers’ Compensation: Workers’ Compensation insurance, often required by state law, protects employees injured or become ill on the job. Even in the safest workplaces, accidents happen. When they do, Workers’ Compensation covers medical expenses, lost wages, rehabilitation, and, in tragic cases, death benefits. Our team is here to ensure you, and your employees are fully protected, providing peace of mind in case of unexpected accidents.
Cyber Liability: In today’s digital world, cyber-attacks pose an increasing threat to businesses of all sizes. Our team is here to guide you through this complex landscape, helping safeguard your business from financial losses and reputational harm. With our Cyber Liability policies, you’ll benefit from proactive measures to prevent cyber threats and comprehensive protection in the event of a breach.
Professional Liability: Professionals face significant exposure from claims for losses allegedly caused by errors or omissions in their work. Your traditional General Liability insurance does not address these claims. Our professional liability specialists work with physicians, attorneys, architects, and other professionals to help protect their practices.
Medical Malpractice: Hilb Group’s legal malpractice insurance team specializes in serving medical practices of all sizes. Whether you need a standard policy or have a more complex risk profile, our team can help by leveraging our wide network of traditional and specialty insurance carriers to address any risk appetite.
Risk and Safety Management: Control your commercial insurance costs by implementing a safer workplace culture. Our risk and safety management services help prevent employee injuries, protect your properties, minimize business interruption, prevent fleet collisions, and protect you from liability claims and OSHA fines. Our knowledge and expertise can help you develop and implement a loss control process or improve your existing programs.
Claims Advocacy Services: Even the most reputable businesses are at risk of a lawsuit. To help ease the burden of managing claims, our dedicated claims management team will work side-by-side with you throughout the claims process, ensuring continuity of claims management.
Employee Benefits Plan Design: We create tailored benefits plans designed to meet the diverse needs of your workforce. Our offerings include medical, dental, and vision insurance, along with optional additions such as retirement plans, wellness programs, and other perks. These comprehensive solutions are crafted to boost employee satisfaction and retention while helping you manage costs efficiently.
Benefits Compliance: Our employee benefits attorney and in-house compliance team provide you with direct access to the latest federal and local legislation updates through regular online and in-person communication.
Benefits Communication: Open enrollment can be overwhelming for many employees, but our team is here to simplify the process. We provide personalized support through user-friendly web portals, informative meetings, and comprehensive educational materials. Beyond enrollment, we offer year-round assistance to address any questions about benefits, claims, or appeals. Our goal is to ensure a seamless, stress-free experience every step of the way.
Population Health Management and Wellness: Control your healthcare costs and your benefits plan rate through improving the health of your employees and lowering the number of claims.
Pharmacy Contract Negotiations: Our Certified Pharmacy Specialists understand complex drug contracts and can negotiate the best terms to lower prescription drug costs for your company and employees.
Benefits Captives: If you are a mid-size to larger company, joining a benefit captive can be a strategic way to reduce costs while gaining greater control over the design and expenses of your employee benefits plans. Hilb Group offers several captive options to meet your different needs.
Employee Benefits
We offer tailored plans to attract top talent while keeping costs under control. Our team understands that your employees are the backbone of your business, and we’re here to help you take care of them. We offer a range of coverages and services.
HR Consulting Services
Running a business is hard enough without the complexities of HR. Big needs, small projects, and everything in between – with our HR Consulting Practice, you have direct access to HR consultants without adding to payroll. We take care of your HR needs so you can focus on growing your dream.
Virtual HR: Our Virtual HR support lets you tap into our HR consultants. Choose from four service levels, each with exclusive access to our resource hub with toolkits, guides, and more.
Recruiting: Our on-demand model can scale based on your needs. Our team of consultants adapt to your needs — ready for action when you need to grow your team and on standby when you don’t — making our RPO model one of the most flexible on the market.
Specialty Services: From handbooks to HR assessments to exit interviews, we’ve got you covered.
Comprehensive Protection for You and Your Family
Homeowners insurance: We can help you protect your home, property, and family from unexpected events like fire, theft or natural disasters.
Auto insurance: We offer access to top-tier carriers in the premium automobile insurance market, delivering policies that go beyond standard coverage. Our plans are designed to provide exceptional protection, covering medical expenses, collision damages, and personal liability for you and your passengers in the event of an accident.
Umbrella coverage: Enhance your coverage with an Umbrella policy that provides protection for your family and property above and beyond the scope of your Home and Auto policies.
Life insurance: We offer a full range of life insurance options to meet your and your family’s needs, including Term Insurance, Whole Life Insurance, Universal Life Insurance, and Variable Life Insurance.
Long-Term Care insurance: Don’t depend solely on personal savings or family support as you age or face health challenges. The right insurance policy can offer peace of mind, ensuring you have the financial resources to manage future medical needs or unexpected illnesses with confidence without depleting your nest egg.
Valuables & Collections: Hilb Group can help provide high-quality, comprehensive coverage for your valuables, including jewelry, silver, collectables, and more to protect your valuables from all types of losses including damage, loss or theft – anywhere in the world.
Watercraft & Yacht: Whether you enjoy an occasional outing on the bay in your speedboat or take a month’s long cruise on your mega-yacht, you can sail secure with our watercraft coverage. We represent the industry’s leading companies in watercraft insurance and can carefully select and customize policies that fit your boating needs.
Medicare: Medicare rules can be complex, confusing, and often overwhelming. Without proper planning, costly mistakes and avoidable penalties can arise. Our team offers a personalized, concierge-level Medicare experience, guiding beneficiaries through every step. We help you assess your current insurance and explore Medicare options, empowering you to make informed, confident decisions about your coverage.
Personal Insurance
Your business may be your focus, but protecting your personal assets, family, and future is just as important. Our personal insurance solutions can give you the peace of mind you need so you can focus on what matters most. Take a look at some of the coverages and solutions we can provide.
Why Choose Hilb Group?
“It’s not personal, it’s business.”
We’ve all heard it before, dozens if not hundreds of times. But perhaps it is the biggest lie in the working world.
There is nothing more personal, that hits closer to home than the entrepreneur or proprietor doing his or her best to make ends meet – for their family, their employees, and selflessly last of all, themselves.
That’s who we work with. Actually, that’s who we work for.
At Hilb Group, we are pleased to offer a range of custom, carefully planned insurance, benefits, and consulting solutions to individuals and businesses of any scope and need. The truth is, we started exactly where you are: Risking it all to grow and serve our clients and communities – to make not only a living, but a life – needing to protect what matters most along the way.
That is what insurance does. That is what we do.
And we haven’t forgotten.
“It’s personal, it’s business.”
We aren’t just here to sell you a policy—we’re here to build a partnership because the truth is, we understand your success is personal to you. That’s why we add a custom touch to every solution, ensuring that your business and personal needs come first.
Partner With Hilb Group Today
Secure your business, protect your family, and build your future with confidence.
COVERAGE DISCLAIMER: Any coverage and price related statement on this page does not amend, modify, or supplement any current or future insurance policy. It is not a guarantee of savings or services but reflect past client and broker experiences in the states where we are licensed. All clients and coverages are unique. Your results can and will vary. Your eligibility for products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. If there is a discrepancy between information contained herein and your policy, your policy takes precedence. Consult the actual policy or your licensed agent for details regarding terms, conditions, coverage, exclusions, products, services, and programs which may be available to you.
GENERAL INFORMATION DISCLAIMER: Statements on this website regarding insurance policies and coverages and other content provide general information only. There is no intentionally misleading information contained in this website, however, Hilb Group, provides no warranty as to their accuracy. We will endeavor to correct or clarify any incorrect information. Any hypertext links to other sites or vendors are provided as a convenience only. We have no control over those sites or vendors and cannot, therefore, endorse nor guarantee the accuracy of any information provided by those sites or the services provided by those vendors.